Open Season for Long Term Care Insurance

  Open Season for Long Term Care Insurance "...Premiums are based on your age when your application is received. Certain medical conditions, or combinations of conditions, will prevent some people from being approved for coverage, but once approved, your coverage will continue into retirement provided that you pay the premiums. You need to apply to find out if you qualify for coverage under this program. Premiums are set with the expectation that they will be sufficient, but they are not guaranteed. The premium for your group (for example, those with the same plan design or set of benefits) may only increase if it is determined to be inadequate. While the group policy is in effect, OPM must approve an increase in premium. ..." Reference: www.npmhu.org